Cards led in the preferred payment method of the Brazilian population in 2021, in credit, debit and prepaid modalities. The tool was used in 51.1% of payment transactions carried out in the country last year.
The use of cards was followed by the use of Pix (16.2%), direct debit (11.4%), boleto (9.8%), health insurance (5.1%), TED (2.1%), intrabank transfers (1.8%), and others (2.5%). The data, released this Tuesday (22) by the Central Bank (BC), do not include transactions using cash.
According to the BC, TED was the payment instrument that had the highest average value per transaction in 2021 (BRL 27.8 thousand), followed by intrabank transfers (BRL 14.7 thousand), showing that these have been the payment instruments used for higher value transactions. The average value of bank slip transactions was R$1,300; the average transaction with PIX was BRL 548, and with a card, BRL 86.
Regarding the payment channel, cell phones were responsible for 60% of the number of transactions, followed by those made on internet banking (17.8%); bank correspondents, such as lotteries (13.3%); service agencies (5.7%); 24-hour boxes (2.4%), and others (0.8%).